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What are the benefits of Pre-paid Legal Plans?

Pre-paid legal plans are really a great way to hire a lawyer in many cases. Try to consider the importance of the benefits you can find depending on your legal needs. Here are some of the benefits of getting a pre-paid legal plan, over hiring an attorney instead?

Benefit Number 1: They are Cost-Effective

Pre-paid legal plans can take the majority of upfront costs out of hiring a lawyer. Lawyers’ fees are prohibitive for most people: you can easily rack up a bill of thousands of dollars and this is simply out of reach of most working and middle-class families. With pre-paid plans, what you get charged is more in line with what you pay for your health or home insurance. Plans start as low as $9 per month and typically don’t exceed the $30 mark.

Benefit Number 2: Simplicity of Fee Structure

There is a number of very complicated set of fees lawyers charge: contingency fees, flat fees, statutory fees and hourly rates. In the case of contingency and statutory fees, you have to get into the convoluted details of how these fees are calculated – say for a contingency fee, how much is the lawyer’s commission going to be? And their regulatory nature – who regulates the statutory fee and how do I know if these fees are in line with regulatory guidelines? This is similar to MPAA lawsuits in some cases.

The other two types of fees can be just as complicated. Increasingly more these days,
attorneys choose to incorporate any overhead expenses they incur, like secretarial expenses and making copies, parking charges, and travel fees into their flat and hourly fees. They can also set a minimum number of billing units, like three tenths of an hour (18 minutes), irrespective of how long it takes them to deal with your problem.

This is just a sample list of what might influence the various fees charged by lawyers, other factors and arrangements can apply too. Contrast this with the simplicity in which pre-paid legal services are priced and furnished. The process is very simple and straightforward: you sign an agreement to pay a fixed monthly fee and that’s the end of it in most cases. If what you’re looking for is not covered, your plan provider will give you a prior notice of a different billing so that you know exactly how much you will be charged.

Benefit Number 3: Pre-emptive Legal Advice

Pre-paid plans offer unlimited phone consultation and advice. This aspect of the service can save you a lot of trouble, money and time in the future. Most legal problems you are likely to face in your day-to-day life can be solved if you take the necessary steps in line with the law. With the right advice and consultation with your lawyer, you can detect legal blunders before they occur and hence minimize the risk of litigation and protection. Learn what the Cody Connelly lawsuit is all about.

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